Planning for Retirement

Selecting Your Retirement Plan

All employees are required by an Act of the General Assembly of the State of Georgia to participate in a retirement program. The retirement options you have are determined by your non-exempt status. In addition to one of the required plans, Georgia Tech offers supplemental retirement saving plans. Your retirement plan selection is irrevocable.

Teacher's Retirement System (TRS)
Optional Retirement System (ORP)
Georgia Defined Contribution Plan (GDCP)
Eligible Employees
Regular faculty or staff working at least 50% or greater
Regular faculty or staff working paid monthly (exempt status) Temporary, seasonal, or part-time employees (non-exempt)
Employee Contribution
Required 6% (fixed, cannot increase or decrease) Required 6% (fixed, cannot increase or decrease)  
Employer Contribution
16.81% 9.24% 7.5%
10-year period Immediate  
Special Notes
Allows 2% per year income replacement and disability retirement at 10 years of service (any age) Service is provided through VALIC, Fidelity, or TIAA Only provides coverage for Medicare — not Social Security
To Select
Eligible employees default into this plan If you do not wish to default into TRS, access one of the above vendor's websites to create an account. Email account confirmation to   

Supplemental Retirement Plans

(Optional) Consider a segmental retirement savings plan. (This decision can be changed any time through Retirement Manager.)

  • Both plans are open to temporary and regular faculty and staff. 
  • Create, modify or stop your account through Retirement Manager 
  • Vendors include VALIC, Fidelity, and TIAA
403(b) Tax Sheltered Annuity 
457(b) Deferred Compensation Plan
A Roth 403(b) is available for after-tax contributions Contributions to a 457(b) are pre-tax.
Employee Contribution
Employees may contribute up to $18,000 pre-tax for 2017 (additional $6,000 for age 50 and over) Employees may contribute up to $18,000 pre-tax for 2017 (additional $6,000 for age 50 and over)


Andrea N. Leota

On demand appointments: 800-603-4015
Fidelity service team:  800-343-0860

Enroll Now: Supplemental Savings Plan
Enroll Now: Optional Retirement Plan (ORP)


Sarah Mvula

James F. Hogan

Enroll Now


Michael Beuttel
770-395-4706 or 770-428-5158

Joe Okraski

Enroll Now

More About USG Retirement

  • To review the Board of Regents eligibility requirements for retirement and carrying group health insurance into retirement, click here
  • In order to continue health benefits after retirement from Georgia Tech, you must meet certain eligibility requirements defined in the University System of Georgia Policy and Procedures Manual under the Definition of Retirement/Eligibility of Retirement.
  • You can view the current monthly retiree premiums.
  • Ready to retire? Learn more!