COBRA (Consolidated Omnibus Budget Reconciliation Act) is a Federal law that allows employees and dependents the opportunity to temporarily continue healthcare coverage in certain instances where otherwise the coverage would end. Dependents are eligible for COBRA coverage only if they were covered on the plan the day before the event occurred. Coverage is identical to the health coverage carried by active employers.
Discovery Benefits ("Discovery") administers COBRA benefits for Georgia Tech. When you or your dependents experience an event that leads to the termination of benefits (e.g., regular to temporary or dependent is no longer a full-time student), Discovery will send a package of information describing the length of COBRA eligibility and the enrollment application. The application for COBRA must be submitted to Discovery within the 60-day application period. Coverage must be continuous, so premiums will be assessed for the 60-day application period.
Under federal regulations, continuants are responsible for 100% of the total premium, plus a 2% administrative fee unless eligible for a subsidy under the American Recovery and Reinvestment Act.
Discovery is Georgia Tech's COBRA administrator. Employees offered COBRA coverage have 60 days to make a COBRA election and 45 days to submit payment to Discovery after the election is made. Discovery Benefits COBRA Participant Services may be reached Monday through Friday 7 a.m. through 7 p.m. CST via:
Phone: 1-866-451-3399 option 1, 2
- For more information on COBRA provisions, visit http:/ww.dol.gov/dol/topic/health-plans/cobra.htm
- Benefits termination information for employees separating from the Institute.
COBRA Rates — click here for the 2017 Georgia Tech COBRA Rates